Lazy Afternoon solution
by Kegler

The self-descriptive picture is of a MAN in a BOAT on the SURFACE OF LAKE, holding
a fishing POLE attached to a LINE WITH BAIT, on the other end of which is a TROUT.

Lazy Afternoon solution grid

Across
1C(OMM)UTE (MOM anag)
6ENCA + M,P (ACNE rev)
10OLE (LEO anag)
11POLE
13NEO + N (ONE anag)
14HYMN ("HIM" hom)
15SPIT + TOONS (rev)
17BOAT
18INSIGNIA (rev. hidden)
19SURFACE OF LAKE
22TAO (OAT rev)
23TAWNIER (TINWARE anag)
24STAG + E
25S + CURRY
27HER + BALTE + A (TABLE anag)
28GU(A)M
30ARGOSY (RAYS GO anag)
32UNDO (1st letters)
33REBUI(L)T (BEIRUT anag)
36S + CONE
37PAL + O + MINe + O
38HOOD (2 defs)
40ANALOG (ANGOLA anag)
42ETH(N)IC
44TROUT
45ClUES
46HO(L)D
47KEDS (DESK anag)
48S,(HEEP'S)E + YES
Down
1C(OH)OSTS
2MEMO (hidden)
3MAN
4UPSTATE (EAST PUT anag)
5TO(PI +CALL)Y
7NOT + I + FIC(A)TION
8A,E + ON
9MONIKER (MORE INK anag)
12LINE WITH BAIT
16OGLE (LEGO anag)
17BUT(TERSe + COT)CH
20FO(GBO)UND (BOG anag)
21ETY + MO(LOG)IST (YET anag)
25SECULARLY (CRUELLY AS anag)
26RUN (URN anag)
27H(ARSH)ENS (RASH anag)
29ADE(NO + ID)S
31GOOd
34EPOC + H.S. (COPE anag)
35TIL(T)ED
39W + ISP
41AUKS (SKUA rev)
43HUE ("HUGH" hom)